Residential Savings Mortgage, Inc
'We have a loan for every home!'

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Residential Savings Mortgage, Inc offers a variety of loan programs to meet your needs. We work with the leading lenders and banks in the mortgage industry to ensure the most competitive rates and products in the mortgage industry.  Here is the list of current products we offer:

*First Mortgage Refinances-up to 105% of your home's value

*First Mortgage Purchases-up to 100% of the purchase price

*Fannie Mae, FHA, VA Mortgages, Specialing Financing for First-Time Homebuyers

*Terms from 5 to 40 years, select a payment that fits your budget

*Home Equity Lines of Credit, Fixed Rate Second Mortgages-up to 100% of your home's value, interest-only payments available

*Investment Property Loans-for properties up to 500 units

*Second Homes/Vacation Homes, great programs available

*Commercial Property Mortgages-Refinances or Purchases for Retail, Industrial/Warehouses, etc...

*Self-Employed Loans-we are specialists

*Stated Income or Bank Statement Loans-we are specialists

*Less-Than-Perfect Credit, we can help

*Late On Your Current Mortgage-many programs available

*Low Credit Scores-no problem

*Recent Foreclosure or Bankruptcy-we can help

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.